The Future of Digital Payments: Adopting UPI 3.0

India is without doubt a world leader in payments innovation. The National Payments Corporation of India (NPCI) launched the Unified Payments Interface (UPI) in 2016. It has changed the way people and businesses make and accept payments. UPI has made digital payments available to everyone by allowing real-time peer-to-peer and peer-to-merchant payments. This has led to a robust ecosystem based on speed, simplicity and compatibility.