Starting a business alone is exciting but risky. More people are choosing to be their own boss, running small businesses from home or a tiny office. But many think they don’t need insurance—this is a mistake. Without proper coverage, a single accident or claim can wipe out your hard work in seconds. Business insurance isn't just for big companies; it’s a vital shield for sole proprietors. Having the right policy means safeguarding your personal assets and keeping your business alive through unexpected storms.